This Privacy Policy governs the information that EarlyStartup.com (“EarlyStartup,” “we,” “our,” and/or “us”) collects from users across various sources, including but not limited to our website located at https://earlystartup.com and any affiliated websites (collectively referred to as the “Sites”), mobile sites, software applications made available by us for use on computers and mobile devices (the “Apps”), and our wide range of services such as publications, newsletters, memberships, portfolio solutions, webinars, conference calls, e-letters, blogs, books, electronic communications, widgets, conferences, and events (hereinafter collectively referred to as the “Services”). By submitting personal information to us or by utilizing our Services, you consent to the terms outlined in this Privacy Policy. We encourage you to read this Privacy Policy thoroughly prior to using or submitting any information through our Services.

We respect your privacy and we are committed to processing personal data of our users/customers in a secure and manner in line with our legal obligations. This Privacy Policy explains how. We will use any personal data that we may collect about you when you use our website EarlyStartup.com (hereinafter the “Website”).

 

I. Information Collection

When engaging with our Services, we gather personal information that you willingly provide, such as your name, addresses (including both billing and shipping), telephone number, email address, and any other details you choose to share with us. This collection happens in various situations, including but not limited to, when you subscribe to our email list, register for text alerts, set up an account, enroll in webinars, reach out to us directly, or interact with us in any capacity. Should you place an order, we’ll also collect your mailing and billing details.

Additionally, we collect technical data related to your use of our Services, like your IP address, cookie identifiers, mobile device identifiers, as well as details about your browser and device, the timing and frequency of your visits, and your activities on our Services. To gather some of this information, we might use cookies or similar tracking technologies, primarily for advertising purposes and to enhance your user experience. For further details on how this information is used and your choices regarding it, please refer to Section IV. Digital Advertising & Analytics of this Privacy Policy.

In instances where you use our Apps, we might ask for permission to access specific functions of your device, such as the camera, photo gallery, or location services. We use this access to better deliver our products and services to you. If you prefer that we do not access this information, you can configure your mobile device settings to deny such permissions. It’s important to note, however, that disabling access to these functions may affect the usability of certain App features.

 

How do we protect your information?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.

We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

II. Information Use

We may use the information we collect for any lawful purpose, including the following:

• To maintain, grow, operate, customize, and improve our Services, including for analytics reasons;
  
  
• To provide and improve our Services, including Services we may develop in the future;
   
• To respond to your inquiries or contact you as you request;
  
  
• To send updates, promotions, and marketing materials that may be of interest to you;
   
• To comply with the law and maintain the security of our Services; and/or
  
  
• For any other purpose for which you have given your consent, or for any other purpose disclosed at the time of collection.
  
  

III. Information Sharing

We may disclose the information we collect to various parties, under certain circumstances, including but not limited to:

• Third-party service providers who perform tasks on our behalf, such as web hosting, email management, and payment processing services
  
  
• Affiliates or partners with whom we may enter into joint ventures or collaborative business endeavors, either now or in the future;
  
  
• In the event of a significant business transition, such as a sale of the company, merger, acquisition, or asset transfer, including during bankruptcy procedures;
  
  
• In response to legal processes such as subpoenas, court orders, requests from government entities, or as necessary to comply with the law, or to safeguard our rights or those of others;
  
  
• Upon receiving your explicit approval, or as explicitly disclosed at the moment information is collected or shared.

Additionally, we reserve the right to share information that cannot be used to identify you personally, known as de-identified or “anonymized” data, without any restrictions.

 

IV. Digital Advertising & Analytics

We collaborate with advertising networks and providers (“Advertising Providers”) who present ads on our behalf and on behalf of others across various unaffiliated websites. Some of these advertisements are personalized, designed to be relevant to you based on what Advertising Providers learn about your visits to our Services and other sites or apps, considering the accumulated information over time. This includes data on how different browsers and devices may be connected. Such advertising, aimed at aligning with your interests, is referred to as interest-based advertising.

In managing interest-based advertising activities, we commit to the Self-Regulatory Principles of the Digital Advertising Alliance (“DAA”) and, within the European Union (“EU”), the Principles of the European Digital Advertising Alliance (“EDAA”). For those interested in learning more about interest-based advertising and how to opt out from the advertising targeted through browsers by companies involved in these choice programs, you can visit www.aboutads.info/choices or http://youronlinechoices.eu for individuals in the EU. Additionally, if you’re interested in opting out of interest-based advertising in mobile applications by entities that are part of the DAA’s AppChoices tool, you can download this app to your device and adjust your preferences accordingly.

AppChoices is available at the links below:

DAA AppChoices iOS

DAA AppChoices Android

Choosing to opt-out of interest-based advertising doesn’t completely remove ads from being displayed in your browser or on your apps. Instead, the ads might become less relevant to your interests. Moreover, it’s important to note that opt-out preferences are browser and device-specific. Therefore, if you switch browsers or devices, you’ll need to reapply your opt-out choices accordingly.Additionally, most browsers offer a feature to block cookies through their settings. By activating the option to refuse all or certain cookies, you can control cookie use. However, blocking cookies might impact your experience, as some or all parts of our Services might not work as expected without cookies.We also collaborate with third parties to gather data on your usage of our Services for purposes beyond advertising, such as enhancing service performance and for analytical and marketing reasons. Tools like Google Analytics and similar third-party services are utilized to improve our Services, offering us valuable insights into user interactions and effectiveness of our offerings. For more information about how Google Analytics collects and uses data when you use our Services visit https://www.google.com/policies/privacy/partners.

To opt-out of Google Analytics visit https://tools.google.com/dlpage/gaoptout/. 

Additionally, your browser may offer tools to limit the use of cookies or to delete cookies; however, if you use these tools, our Sites may not function as intended.

 

V. Third-Party Links and Tools

Our Services may feature links to third-party websites or applications, including social media platforms. These external sites and applications operate independently from us and are governed by their own privacy policies. We do not have control over, nor are we responsible for, the privacy practices of these third-party services, which fall outside the scope of our Privacy Policy. We advise you to review the privacy policies of any third-party websites or applications you engage with to understand their data handling practices.

Additionally, our Services might incorporate social media tools or “plug-ins” provided by third parties. Should you choose to share personal information through these tools, or interact with them on our Services, the respective third parties may collect and use your information in accordance with the privacy settings you have on those accounts, potentially sharing it with a broader audience. The interactions you have with these third-party features are subject to the privacy policies of the companies providing them. It’s important to familiarize yourself with the privacy notices of any social media accounts or third-party services you utilize to ensure you are informed about how your information may be used and shared.

 

VI. Cookies

Some of our Services use cookies and similar technologies. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. You can find more information about the individual cookies and similar technologies used in our Services and for the purposes for which they are used in our Cookie Policy.

For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

      • Help remember and process the items in the shopping cart.

      • Understand and save user’s preferences for future visits.

      • Keep track of advertisements.

      • Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.

If users disable cookies in their browser:

If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.Some of the features that make your site experience more efficient and may not function properly.

VII. Your Choices

If you no longer wish to receive our marketing emails, you have the option to opt out by clicking the “unsubscribe” link found at the bottom of every marketing email we send, or you can reach out to us directly using the contact information provided. Please note that it may take up to 10 days to process your request to unsubscribe. Even after opting out of marketing emails, please be aware that we might still send you emails regarding our ongoing relationship or any transactions you have with us, such as answering your inquiries.

Furthermore, with your permission, we may send you marketing or transactional SMS text messages. Should you decide at any point that you do not want to receive these messages anymore, you can opt out by simply replying “STOP” to any SMS message sent from our shortcode. Additionally, if you are receiving push notifications from any of our Services on your mobile device, you have the ability to opt out through your device’s settings or your account settings.

Please rest assured, any personal information we collect through our SMS program will not be sold, rented out, or shared with third parties for their marketing purposes

For choices with respect to third-party interest-based advertising activities, please see Section IV. Digital Advertising & Analytics above.

 

VIII. California Privacy Rights

This section contains disclosures required by the California Consumer Privacy Act (“CCPA”) and applies only to “personal information” that is subject to the CCPA.  

A. Personal Information We Collect. In the preceding 12 months, we collected the following categories of personal information about California consumers.  

Categories of Personal Information	Disclosed for business purposes to the following categories of third parties:	Sold for business purposes to the following categories of third parties:
Personal and online identifiers (such as first and last name, email address, or unique online identifiers)	Service providers; Related affiliates;  Advertising networks; Data analytics providers; Operating systems and platforms; and Social networks.	Advertising networks; Marketing data companies; Data analytics providers; Operating systems and platforms; Financial services companies; Related affiliates.
Categories of information described in Section 1798.80(e) of the California Civil Code (such as physical characteristics or description, insurance policy number, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information)
Characteristics of protected classifications under California or federal law (such as race or gender)
Commercial or transactions information (such as records of personal property or products or services purchased, obtained or considered)
Internet or other electronic network activity information (such as browsing history, search history, interactions with a website, email, application, or advertisement)
Biometric information (such as call recordings)
Geolocation information
Professional or employment-related information
Education information
Inferences drawn from the above information about your predicted characteristics and preferences

(I) Categories of Sources. We may collect personal information from the following categories of sources: 

• Consumers
  
  
• Data analytics providers
  
  
• Third-party data providers
  
  
• Operating systems and platforms, and
  
  
• Related affiliates
  
  
  

(ii) Why We Collect, Use, and Share California Personal Information. We may use and disclose the personal information we collect for our commercial and business purposes, as further described in this Privacy Policy.  These commercial and business purposes include, without limitation:

• Our commercial purposes, including marketing, advertising, and enabling commercial transactions.
  
  
• Our business purposes as identified in the CCPA, which include, but are not limited to:
  
  
• Auditing related to our interactions with you;
  
  
• Legal compliance;
  
  
• Detecting and protecting against security incidents, fraud, and illegal activity;
  
  
• Debugging;
  
  
• Performing services (for us or our service provider) such as account servicing, processing orders and payments, and analytics;
  
  
• Internal research for technological improvement;
  
  
• Internal operations;
  
  
• Activities to maintain and improve our services.
  
  

B. Your Rights Regarding California Personal Information. California residents have certain rights with respect to the personal information collected by businesses.  If you are a California resident, you may exercise the following rights regarding your personal information, subject to certain exceptions and limitations:

• The right to know the categories and specific pieces of personal information we collect, use, disclose, and sell about you; the categories of sources from which we collected personal information about you; our purposes for collecting or selling personal information about you; the categories of personal information about you that we have either sold or disclosed for a business purpose; and the categories of third parties with which we have shared personal information.
  
  
• The right to request that we delete the personal information we have collected from you, subject to certain exceptions.
  
  
• The right to opt-out of our sale(s) of your personal information. Please note that if you opt-out of certain types of sales, we will be unable to provide you with the services that rely on such sales.
  
  
• The right not to receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

C. Verification Process and Required Information. Note that we may need to request additional information from you to verify your identity or understand the scope of your request, although you will not be required to create an account with us to submit a request or have it fulfilled.  We will require you to provide, at a minimum name, email address, and country.

D. Authorized Agent. You may designate an authorized agent to make a CCPA request on your behalf. If you use an authorized agent to submit such a request, we will require written proof that the authorized agent has been authorized to act on your behalf or a copy of the power-of-attorney document granting that right.

E. Minors’ Right to Opt-In. We do not have actual knowledge that we sell the personal information of minors under 16 years of age.

IX. European Privacy Rights

This section applies to individuals that visit or use our Services from the European Economic Area, United Kingdom, and Switzerland. 

A. Legal Basis for Processing

We handle personal information based on your consent. For instance, we process personal data to deliver the goods and services you’ve requested from us.

There are times when we process your personal information as it’s essential for fulfilling a contract you’re part of, especially when it involves providing you with the products and services you’ve asked for. We also process your personal data to address any queries you might have about our offerings.

In certain situations, the processing of your personal information is mandated by law. There may also be instances where processing your data is necessary to safeguard your interests or those of a third party.

Furthermore, we process your personal information when it’s required for our legitimate interests, provided these interests do not infringe upon your data protection rights. When we process data for these reasons, our primary interest lies in delivering and securing our Services efficiently.

Should there be no legal basis for processing your personal information, we will seek your consent for such processing. You always have the right to withdraw your consent to the processing of your personal information at any moment.

B. Transfers of Personal Information

It’s important to note that the personal information we collect might be transferred to, and stored on, servers or databases located outside your local state, province, country, or other governmental jurisdiction. The privacy laws in these locations may not offer the same level of protection as those in your own area. Specifically, for individuals situated outside the United States, be aware that we process and store personal information within the United States.. 

We will only transfer your personal information if:

• The country to which the personal information will be transferred has been granted a European Commission adequacy decision; or
  
  
• We have put in place appropriate safeguards with respect to the transfer. 
  
  

C. Rights Under the GDPR

You have a right to the following:

• To request access to the personal information we hold about you;
  
  
• To request that we rectify or erase your personal information, subject to certain exceptions;
  
  
• To request that we restrict or block the processing of your personal information;
  
  
• Under certain circumstances, to receive personal information about you that we store and transmit to another without hindrance from us, including requesting that we provide your personal information directly to another (i.e., a right to data portability); and
  
  
• Where we previously obtained your consent, to withdraw consent to processing your personal information. 

To exercise any of the above rights, please submit your request with the required verifying information by contacting us . Please see Section XII. Contact Us below regarding how to contact us by phone. Please be aware that EarlyStartup.com  may be unable to afford these rights to you under certain circumstances, such as if we are legally prevented from doing so. 

Additionally, you have the right to lodge a complaint against us. To do so, contact the supervisory authority in your country of residence.

X. Security Measures

EarlyStartup.com has implemented various measures to safeguard the personal data we collect against loss, misuse, unauthorized access, disclosure, alteration, or destruction. These protective steps span across contractual, administrative, physical, and technical domains. On the technical front, we deploy firewall protections and, where applicable, encryption technology to secure the information. However, it’s important to acknowledge that despite our efforts to ensure a secure and reliable environment for our users, the absolute confidentiality of communications or materials transmitted to or from EarlyStartup cannot be guaranteed.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.

XI. Changes to Our Privacy Policy

EarlyStartup.com may make changes to this Privacy Policy from time to time. You should check this page periodically to learn of any updates. If we make changes to this Privacy Policy, we will post the amended version via our Services and the effective date will be updated. Your continued use of the Services indicates that you agree to those updates.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify you via email within 7 business days

E.U. General Data Protection Rules (GDPR)

EarlyStartup.com aims to be fully compliant with the European Union’s General Data Protection Rules (GDPR). Any individual subscriber in the European Union may request an export of their data at any time or may exercise the “right to be forgotten” and have any information related to their account removed from EarlyStartup’s database at any time. Please send any GDPR related requests via email to contact@earlystartup.com

U.S. CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

      • Send information, respond to inquiries, and/or other requests or questions

      • Process orders and to send information and updates pertaining to orders.

      • Send you additional information related to your product and/or service

      • Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

To be in accordance with CANSPAM, we agree to the following:

      • Not use false or misleading subjects or email addresses.

      • Identify the message as an advertisement in some reasonable way.

      • Include the physical address of our business or site headquarters.

      • Monitor third-party email marketing services for compliance, if one is used.

      • Honor opt-out/unsubscribe requests quickly.

      • Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can click the usnubscribe button at the bottom of each email and we will promptly remove you from all correspondence.

XII. Contact Us

 

If you have questions, comments, or concerns about this Privacy Policy or EarlyStartup.com‘s practices,  please contact us at: contact@earlystartup.com or by visiting the Contact Us Page on our website

Important additional information & disclaimers:

It’s crucial to understand that hypothetical or simulated performance results come with inherent limitations. Unlike actual trading records, simulated results do not reflect real trading activities. Moreover, because these trades have not actually been executed, the results might either overcompensate or undercompensate for certain market factors, such as liquidity shortages. Additionally, simulated trading is often developed retrospectively, benefiting from hindsight, which can skew results. There’s no assurance that any account will achieve profits or avoid losses similar to those depicted in simulations.

Trading in any market involves risk, and the information provided here does not constitute trading advice. Neither the editors, the publisher, nor their affiliates guarantee or promise specific outcomes from following the newsletter. Remember, past performance does not predict future results.

A high-risk warning is warranted for foreign exchange trading due to its potentially high levels of risk, unsuitable for all investors. Leverage can amplify both profits and losses. Before engaging in forex trading, consider your investment goals, experience, and risk appetite. Only invest what you can afford to lose, and seek independent financial or tax advice if needed.

This information serves educational purposes only and should not replace personalized advice from a financial advisor, tailored to your individual circumstances. Trading in futures, forex, stocks, and options is not suitable for everyone, carrying a high risk of loss. No strategy guarantees profits or protects against losses.

Furthermore, it’s important to acknowledge government regulations that highlight trading ideas and methods’ past performance may not necessarily predict future outcomes. The potential for profit exists, but so does a substantial risk of loss. Trading should only be considered if it aligns with your financial situation and risk tolerance, given the significant risks involved. Remember, you could potentially lose more than your initial investment.

SMS TEXT MESSAGING TERMS AND CONDITIONS

 

The following Terms and Conditions (“Terms”) apply to any text messages that you send to or receive from, or automated phone calls you receive from EarlyStartup.com and constitute a binding agreement (“Agreement”) between you (“you”) and EarlyStartup.com (“we,” “our,” or “us,”) in connection with the Program. Please read these terms carefully.

By providing your telephone number to us, texting us according to instructions provided in our marketing, or otherwise agreeing to receive text messages or phone calls from us, you acknowledge your understanding and agreement to these Terms, including the terms of the Dispute section below.

NOTE: ARBITRATION IS MANDATORY AND THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES RELATED TO YOUR PARTICIPATION IN THE PROGRAM, UNLESS SPECIFIED BELOW OR UNLESS YOU OPT-OUT.

 

You may participate in the Program, by providing your telephone number through any of our websites or applications which link or otherwise refer to this Agreement, such as www.earlystartup.com (collectively our “Apps”), or by contacting us at a short code, toll-free number, local number, or using a key phrase from our marketing/advertisements (an “Opt-in Text”). By doing so you agree to receive alerts, communications, marketing and sales messages including those sent via automated telephone dialing system, text messages, SMS, MMS, and picture messages from us at the phone number you provide or from which your message originates, including on landlines and wireless numbers, even if the phone number is on a corporate, state or national Do Not Call list.  You also agree to the mandatory arbitration provision and class action waiver below. Your consent is not required to purchase goods or services. Messages vary per user. Message & data rates may apply.

You may opt-out of any SMS or MMS texts at any time by texting the word STOP to the telephone number from which you receive the text messages. Send a text message with the word HELP to learn more. You agree to notify us of any changes to your telephone number and update your account with us to reflect this change; and that we may also collect and automatically process such updates from your carrier or other sources authorized by you to provide such updates.

Your carrier may charge you for text messages and telephone calls that you receive, or may prohibit or restrict certain mobile features, and certain mobile features may be incompatible with your carrier or mobile device. Contact your carrier with questions regarding these issues.

ELECTRONIC SIGNATURES

 

All information communicated on our Apps is considered an electronic communication. When you communicate with us through or on our Apps, by text message or telephone, or via other forms of electronic media, such as e-mail, you are communicating with us electronically. You agree that we may communicate electronically with you and that such communications, as well as notices, disclosures, agreements, and other communications that we provide to you electronically, are equivalent to communications in writing and shall have the same force and effect as if they were in writing and signed by the party sending the communication.

You further acknowledge and agree that by clicking on a button labeled “SIGN ME UP”, “SUBMIT”, “I ACCEPT”, “I AGREE”, “YES”, by sending an Opt-in Text to us, or by clicking on similar links or buttons, you are submitting a legally binding electronic signature and are entering into a legally binding contract. You acknowledge that your electronic submissions constitute your agreement and intent to be bound by this Agreement. Pursuant to any applicable statutes, regulations, rules, ordinances or other laws, including without limitation the United States Electronic Signatures in Global and National Commerce Act, P.L. 106-229 (the “E-Sign Act”) or other similar statutes, YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE APPS. Furthermore, you hereby waive any rights or requirements under any statutes, regulations, rules, ordinances or other laws in any jurisdiction which require an original signature, delivery or retention of non-electronic records, or to payments or the granting of credits by other than electronic means.